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Move Money Through Raast on 99ar

Raast is Pakistan's interbank instant payment system, and 99ar connects directly to it so you can fund your account or pull a withdrawal straight from your bank — no wallet top-up step in between.

Raast Instant TransferBank-Linked DepositsWithdrawal VerificationPakistan Eligible RegionsAccount Balance Sync
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99ar Move Money Through Raast on 99ar
RAAST HELP PATHS

Need Help With a Raast Transaction?

If a Raast deposit shows as pending or a withdrawal hasn't reflected, there are three ways to get it sorted. Use the channel that matches how urgent the issue is — live chat is the fastest path for anything time-sensitive.

Live Chat Open the chat widget from any page in your account. Share your Raast transaction reference and our team will check the transfer status against the payment rail directly.
Email Support Send the transaction ID, deposit amount and the bank you used to our support address. We trace Raast payments end-to-end and respond with a status update.
Account Transaction Log Check the Transactions section in your account dashboard first. Raast payments show a status tag — pending, confirmed or failed — so you know where the hold is before contacting support.
99ar What Raast Fastpay Does Inside Your 99ar Account

What Raast Fastpay Does Inside Your 99ar Account

Raast sits in the cashier as a standalone option. When you select it for a deposit, the platform generates a Raast-compatible payment request that your bank app or IBFT screen can fulfil directly. No intermediary wallet is needed. For withdrawals, you submit your linked bank account details; the payout routes through the Raast rail back to your bank. Because Raast is a

State Bank of Pakistan initiative, it works across all major commercial banks — so whether your account is with HBL, MCB, UBL, Meezan or another supported institution, the transfer path is the same. Eligibility depends on your region and local law.

RAAST RELIABILITY SIGNALS

Why Raast Payments Run Smoothly on This Platform

We've built the Raast integration around a few practical commitments: the cashier reflects your deposit as soon as the Raast rail confirms, withdrawal requests go through a single account-verification step and then queue on the same rail, and we log every transaction so disputes have a clear audit trail.

Real-Time Status Updates

Every Raast payment — deposit or withdrawal — gets a live status tag in your account log. You don't need to contact support to find out if your transfer went through.

Bank-Level Rail Security

Raast is operated by the State Bank of Pakistan. Transfers on this rail carry the same security standards as any interbank IBFT, and we apply SSL encryption on our end of the request.

KYC-Verified Withdrawals

Withdrawals via Raast require your account to pass a KYC check — verified ID matched to your registered bank account. This step protects your funds and keeps the payout path clean.

Consistent Cashier Behaviour

Raast appears in the cashier on both mobile browser and desktop. The payment flow doesn't change between devices, so returning accounts see the same steps each time.

Raast Fastpay Terms You Should Know

These are the terms that come up most when you use Raast on a payments screen. Short definitions — no jargon.

What is a Raast ID?

A Raast ID is a unique alias — usually your CNIC or mobile number — that maps to your bank account on the Raast network, replacing the need to share a full account number.

What does IBFT mean in the context of Raast?

IBFT stands for Interbank Funds Transfer. Raast runs on the same interbank infrastructure but processes in real time rather than in batch cycles, making transfers settle faster.

What is KYC in a payment context?

KYC means Know Your Customer — the process of verifying your identity against your bank or CNIC records before a withdrawal is released to your account via Raast.

What does 'pending' mean on a Raast deposit?

Pending means the Raast rail has received your payment instruction but the receiving bank has not yet confirmed settlement. Most pending states resolve within the session.

What is a payment reference number for Raast?

A unique code generated for each Raast transaction. Keeping this number lets you trace the transfer with your bank or share it with support to investigate any delay.

What does 'settlement' mean for a Raast withdrawal?

Settlement is the point at which funds leave the platform's account and are confirmed as received by your bank through the Raast rail — the final step of a completed withdrawal.

Common Questions About Raast on 99ar

These are the questions we see most often from accounts using Raast. If yours isn't here, live chat has the fastest answer.

Raast is supported across major commercial banks including HBL, MCB, UBL and Meezan. If your bank is connected to the State Bank of Pakistan's Raast network, it should work with our cashier where local law permits.

Yes. Once your account passes the KYC step and your bank details are verified, withdrawals route back through the Raast rail to the same bank account you used for deposits.

Check your Transaction Log first — it shows a real-time status for every Raast payment. If it shows confirmed on our end but your balance hasn't updated, open live chat with your transaction reference number ready.

Your bank account is enough. Unlike JazzCash or Easypaisa, Raast does not require a mobile wallet — you initiate the transfer directly from your bank's app or internet banking screen.

Raast is a nationwide interbank system, but access to the 99ar cashier depends on local law and eligible regions. Where access is permitted, any bank connected to the Raast network can be used.

The Raast option appears in the cashier on both mobile browser and desktop. The steps are identical on either device — select Raast, confirm the amount, and complete the transfer through your bank.
Reference

Raast Instant Transfer

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.

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